107 East Main Street 29,

Medford, OR 97501

Retirement just got better: tap into your home's equity with a Mann Mortgage Reverse Mortgage.

Quite possibly the most powerful & useful loan program in the world, Reverse Mortgages allow you to use your home equity as YOU see fit - while still owning it.

What are reverse mortgages?

A reverse loan, also known as a reverse mortgage, is a financial product that enables homeowners who are 62 years or older to convert a portion of their home equity into cash without having to sell their home. The loan works by allowing the homeowner to borrow against the equity in their home, and the loan balance is paid off when the homeowner passes away, sells the home, or permanently moves out. Some benefits of reverse loans include increased cash flow, debt consolidation, and the ability to stay in one’s home. Ideal candidates for reverse loans include those who have significant equity in their homes, have little to no mortgage debt, and plan to stay in their homes for the long term.
Elderly man and woman drinking from mugs and looking at phone.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

Reverse Mortgages at a glance.

  • We offer a higher loan limit than other lenders, which allows you to access more of your home equity.
  • By using a reverse loan to supplement your income, you may be able to delay claiming Social Security benefits until you're eligible for the maximum amount. This can result in a higher monthly benefit and more income over your lifetime.
  • Our Medford branch of Mann Mortgage is a full-service mortgage lender that serves the towns of Jacksonville, Phoenix, Ruch, and Sams Valley.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

reverse mortgages

To be eligible for a reverse loan, you must be at least 62 years old and own your home outright or have a significant amount of equity in it. The home must be your primary residence, and you must continue to pay property taxes, insurance, and maintenance costs.
The amount you can borrow with a reverse loan depends on several factors, including the value of your home, your age, and the interest rate. Typically, the older you are and the more equity you have in your home, the more you can borrow.
We are committed to providing personalized service and expert guidance to help you navigate the mortgage process. We offer a variety of mortgage products, including conventional loans, FHA loans, VA loans, USDA loans, and jumbo loans.

If you are looking to be financially secure, you have come to the right place. Contact us today to find out more about reverse loans in Medford!

“I was initially apprehensive about Reverse Mortgages, but my banker recommended that I contact Mann Mortgage to discuss. We were glad we did. Our loan officer took us through the entire process, answered my numerous questions, and assured us that this product would meet our specific needs.”

Michael S.

Let's get you home.

0% down financing for homeowners 62 years and older. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.