107 East Main Street 29,

Medford, OR 97501

Mann Mortgage supports our heroes: Discover the benefits of VA loans today!

Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.

What are VA home loans?

If you reside in Jacksonville, Phoenix, Ruch, or Sams Valley and require financial assistance, VA Loans can serve as a practical solution for your borrowing requirements. Our Medford office specializes in assisting individuals in accessing the advantages of VA Loans. Within this extensive guide, we will delve into all the essential aspects of VA Loans and their potential to impact your financial situation positively.
Elderly woman pinning a medal on the shirt of an elderly veteran man.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

VA loans
at a glance.

  • One of the most appealing aspects of VA Loans is that they often do not require a down payment. This is a significant advantage, as it allows eligible borrowers to secure a home without having to come up with a substantial upfront payment.

  • VA Loans typically offer lower interest rates compared to conventional mortgages. This can result in lower monthly payments and substantial long-term savings for borrowers.

  • VA Loans are known for their flexible credit requirements. Even if you have less-than-perfect credit, you may still qualify for a VA Loan. Our Medford office can help you navigate the credit evaluation process.

  • Unlike many other types of loans, VA Loans do not require borrowers to pay for private mortgage insurance (PMI). This can further reduce the overall cost of homeownership.

  • VA Loans often come with the option to roll closing costs into the loan amount or negotiate for the seller to cover some of these costs. This can make it more affordable to purchase a home.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

VA loans

Eligibility for a VA Loan is typically extended to veterans, active-duty service members, National Guard members, and certain members of the Reserves. Spouses of service members who died in the line of duty may also be eligible.

The application process for a VA Loan starts with obtaining a Certificate of Eligibility (COE). Once you have this document, you can work with our Medford office to complete the loan application and gather the necessary documentation.

Yes, VA Loans are intended for primary residences. The property you intend to purchase must meet VA’s minimum property requirements, ensuring it’s safe and habitable.

In many cases, yes. You can potentially use your VA Loan benefit multiple times, as long as you meet the eligibility criteria and have remaining entitlement.

VA Loans do have loan limits, but they can vary by location. It’s essential to check the current limits for your area. If you need a loan amount exceeding the limit, you may need to make a down payment on the excess amount.

In conclusion, VA Loans offer an excellent opportunity for residents of Jacksonville, Phoenix, Ruch, and Sams Valley to achieve their homeownership dreams. With our Medford office’s expertise and guidance, you can explore the benefits of VA Loans and make informed decisions about your financial future. Whether you’re a veteran, active-duty service member, or eligible spouse, VA Loans can provide you with a path to affordable and accessible homeownership.

“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”

Adam P. B.

Let's get you home.

0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.